Your Credit Card Info
The maximum amount you can borrow
How much you currently owe
📊 Your Utilization Rate
Enter your credit card info and click Check
💡 What's Utilization?
Credit utilization is how much of your available credit you're using. If your limit is $1,000 and you owe $300, your utilization is 30%. Keep it under 30% for the best credit score impact.
Your move: Keep utilization low
- 1.Pay off your balance in full every month if possible
- 2.If you can't pay in full, keep balance under 30% of limit
- 3.Request a credit limit increase (but don't spend more!)
- 4.Make multiple payments per month to keep balance low